300k at 30 reddit Then saving for kids university and future living expenses , $300k doesn’t go too far. Plan is to put 14% down and the monthly is estimated around $1700-2000 (with insurance, PMI, and taxes). loser of a failure I get to feel like seeing the constant flood of 25 year olds with $2m net worth pulling in $250k+ annually on Reddit. Google around until you find someplace where the median income is 15K Canadian and see if you would be willing to live there. Plus they get to tell anyone who can't get away that they're the underpaid doctor in the room. fyi is IMO, basically spot on - although largely has data on computational positions. I'm very grateful for being able to gain 100k in savings/appreciation. 5% would be a PITI MORTGAGE of $2,170 or 55% of net. But interest rates aren't even 5% currently, although creeping that direction, and the average US home price is $225,700. Or check it out in the app stores I've seen multiple job offers at >300k for rural hospitalist work. Often times an SVP at any other company would take a demotion to Senior director at a FAANG. Crnas make $200 to $300k after a bachelors and 32 months. . 5M. 7 Ecoboost. Otherwise if you bought 1 btc for 100k and it increased to 1 million the math would look like 1,000,000-100,000=900,000 at a 20% taxable income rate = I saw this posted somewhere on Reddit and found it encouraging. Reply reply How do I make $300k/yr by 30? Advice I’m a junior at a top state school in the southeast majoring in business and minoring in comp sci and landed an internship for summer 2024 at a non-tech company as a Product Manager in NYC. This is how to be house poor paying 43% of take home to the house. And frankly rarely make sense outside of high earners 45-60 looking to defer taxation on portfolio growth by avoiding 30-50% rates depending Get the Reddit app Scan this QR code to download the app now. I let the extreme ai play itself on the amazon tunnel map (ludicrous size) and it resulted in 30 hours of mayhem comments sorted by Best Top New Controversial Q&A Add a Comment. cheap gym membership ($20/month) I've made clones of Reddit and Facebook, among others. ). Directors at FAANGs easily clear 300k. Or a Bay Area Rapid Transit elevator technician made $235,814 + $48,429 in benefits 1. This is the stupidest post in this subreddit yet. Hello EV owners, for the last 30 years I’ve driven my ICE cars at least 230-300k miles, always on original engine and transmission. That’s $4k daily production. Go ask a 1%er, they'll laugh at this structure bullshit, while goals are good, this is just financial propaganda spread, so the elite can stay where they are and nobody sees that I've reached a net worth of 300k. About 200k by 30 and sitting on 300k now at 33. Or check it out in the app stores TOPICS They don’t have to spend all of $300K. The original governing body for audax is Audax Club de Paris (ACP), who's organising Paris-Brest-Paris every four years. Or just go work, and accept the fact that chances are you won't be earning 300k and be happy with what you do earn. And ALLL 2AZs are affected. I've been a subscriber and lurker here for over 5 years and one of my favorite things to read are the "how you got to where you are" stories. You should have $1M by 10yo and get at least market returns each year. Work & Housing I make around $300k working remotely and would love to move out of SF. Date for 3 years and convince him you love him for his wit and humour. and eats out for nearly every meal. 5 days and makes $300k. "By your 30's" is another way of saying "by the time you reached your 30's". You have to almost double your output to "recover" the income you pay for tax. Yes, net income for a CPA firm should be roughly 30% at pretty much all levels from small firm of 10 people up to the huge national firms. 25% 6months and I have an alterna 2. Maxed out my 401k. Linus Tech Tips - Reddit vs PC Part Picker vs LTT Forum – Where Should YOU Go for Build Advice? November 18, 2023 at 09:50AM Top posts of October Get the Reddit app Scan this QR code to download the app now. The majority of Americans are struggling and aren't Get app Get the Reddit app Log In Log in to Reddit. 000 per year is a lot already considering thats over 30% roi I really enjoy living in Mechanicsburg. Got a raise that year from $120k to $130k. But what I think I really want is to reach 300k with little or no major repairs. 300k deaths in 30 hour game . Or check it out in the app stores Best Place for Single 30-Year-Old Woman To Live Making $300k . Subreddit covering everything to do with UFC. You wouldn't want to 300k mortgage at 7% interest would be 1996/mo Assume 1% property tax ($3000/year), $100/mo PMI, and $1750/year in home insurance. I would also give 0 fucks about what you think about it. so 2500 x 12 = 30,000 usd a year (after tax would be 21k) he seems to have calculated 2500 x 12 =30k so must have 300k to yield 10% basically, the No - Don't think "by 30" is really an indicator of much, especially as people live longer, and we're often seeing totally life changing trajectories happen between 30-40 for careers and financials. If the freelancer's gross revenue is $300k, and their net income is $250k, then their total tax payment would be approximately $75k (30% of $250k). and having a total NW of 3mmbut wanting to retire as if they can spend 300k a year net. Most of those need replaced/repaired by 150k - 200k. Or check it out in the app stores How realistic is it to reach 1M before 30? Advice Request I save about 100k per year on average: For the 300k that I currently have, it's-100k in 401k -180k in stocks -20k in cash (savings and checking account) My 401k is invested in a fund The CFO makes a somewhat low salary for a CFO with his experience (it's like maybe 30% of what it could be if he just worked for a run of the mill corporation), but if they grow at the rate we are all expecting his stock options will easily exceed $300k in a very short period of time. 2 million (10% a year return on average, compounding). It's kind of like a 15 yr vs 30 yr, sure the Those salaries start at six figs and grow to around 200-300K total comp. The important thing is that you are on the right track, working towards your goals. I started tracking my NW June of last year, started at 159k CAD. Advertise on Reddit Question is off because selling 1 million usd of btc for fiat means you can pay 300k 200k from that if you received the btc for free . I was at a 0 NW at 27 years Here are some examples of household combinations that make $300,000 a year or more. It depends on the situation for sure. In 2021, I took a giant pay cut, left the IC world behind, joined the executive committee, and I am psyched. Or check it out in the app stores I can expect to accumulate 300k+ excess cash in my bank every year after all is said and done (that number is accounting for living expenses, fixed expenses, etc. It’s possible to make that much but it really takes an office with the patient base and staff necessary to do that much volume. Auch wenn sich die Sparrate nun vermutlich reduzieren wird, wächst das Geld in den kommenden Jahren I just want to say saving 1. I want to say that I don't apply the gas pedal for nearly 30 miles. Also, you get 10 garage spaces and discounted customizations for your cars, including free classic paints. 43 New Worth Assets - Cash & Checking: $3k Savings: 32k Brokerage: 25k Retirement: 131k Real Estate: 415k Vehicle: 20k Debt- Credit Card: 1k Home Loan: 321k Dont know if I chose the correct flair, but alright. Your post seems rather existential like the question remaining is, Don't have many people in my personal life I can share this with: just hit a NW of 300k CAD today. 300k is a very good salary and will likely rank among the top 10-20% earners in Abuja, take considerate View community ranking In the Top 1% of largest communities on Reddit. Trying to find a well paying job and all I can do is improve my skills and hope for the best. Expand user menu We’re being told a 300k 15 year differed annuity with 10 year certain is a great option since legacy isn’t important to us. Each situation is different but with a 120k mile vehicle even a relatively large repair (head gasket, transmission, etc) may not be reason enough to buy something else if the rest of the vehicle is generally in good shape, which it sounds like yours is. Or check it out in the app stores so if I sell now the taxes are going to be over 30% even for long term capital gains. 8mil by the time you turn 65 if you contribute $40k each year. The breakdown of major milestones by time so far: 0 - 100k: 3 years 100k - 200k: 10 months 200k - 300k: 18 months At 30, I was two years out of law school. Car reviews, questions answered, and accessories. Move 20-30 mins from downtown and your COL isn’t as bad. 1000 euro in Thailand would give you the same life was maybe 2000 euro some other place lol, you would not be in pain on 1000 euro in thailand or vietnam, you could have a massage, a pool, central condo and eat out. All that with way less responsibility. I don’t know there are so many millionaires in Americans. 1% commission for the transaction (which is a lot, but is also standard practice), so 300 Heartland is currently paying 6. A Bay Area Rapid Transit janitor made $234,000 + $36,000 in benefits 1. The math says you’d have to do $1M production at 30% to make $300k. Givin the option of making 80 and spending 30 or making 800 and spending 800 I'll have the 800 Many people would view $300K as only 30% of a million, but it’s actually 50% in terms of the number of years it takes to reach your goal. From that era only though. I saved nearly 80% of my salary during Covid—living with my mom. PAs make 100 to 200k after a 2 year degree. I’m in Chicago. 0OHV may not (cracked heads or blown head gasket), but virtually every other engine configuration will go 300k miles with good maintenance. Ten years ago, I was 22 with no college education, struggling as a young mom making $13/hour. Move to like Vernon hills or south maybe and your col is less than chicago and you spend maybe 40 mins in the car max Once you're approaching $300k pre-tax, unmarried and without kids, even in the bay area or New York the biggest determinant in how you save is how Which is what made him cross the 300,000 follower mark by day 30. Cust cars get you 30 to 40k profit there are also export car lists payout is not great. I graduated college late in 2016 with 2000 to my name after paying for school myself and working the whole time. Yes, you have to WORK though, posters on reddit are only working/seeing 12-20 clients a week, you need to fill your week with 40 clients. If you're 30, making 75k, (30*75000/10=225k) you'd be expected to have a net worth of about 225k to be considered a 'prodigious accumulator of wealth', or in other words, a future FI retiree. Or check it out in the app stores TOPICS For Abuja and lagos university graduates from top tier federal four year program in Nigeria tend to earn 50-100k total. I'm getting pretty good comp and free housing and I'm very grateful to have received this opportunity. Personally I'd consider stripped bonds instead if you don't need the coupon income right now. ZCN/VCN 30% VFV / VSP 50% XEC 10% XEF 10% ZAG if you want to add bonds and remove some from VFV, ZCN or XEF/XEC My house money right now is also in Manulife 3. You have 250k and 28 years on your loan. After giving this more thought than needed this is the same conclusion I’ve come to. 5w-20/5w-30 300k euro equals to 1000 euro a month Its for sure low but its not insane if you are set on living in a third world country / very cheap place for the rest for ur life. So it’s good that the AAPL investment worked out, but at the same time I now feel like I’m stuck holding it for life, or I have to face the tax music We would like to show you a description here but the site won’t allow us. Yes - With inflation, $100k now isn't what it used to be. I'm not dailying my $300k hyper-car because I felt like driving one of my other 300k hyper-cars today. Made most of it (approx 200k) in the last 2-3years. Ill grind and make it back. Fuck the gambling. Levels. 2500/mo at 40% DTI would be 75k/year 1. Hoping for ~300k by 30, ~1MM by 40 and retired before 50 :) Reply reply Get the Reddit app Scan this QR code to download the app now you would likely have to pay a 4% prefecture tax and 6% municipal tax. On the other hand my wife has around the same, a major 250k in a local stock that she can’t sell off until a certain period in time and the rest in some other savings, making it a total of 700k accumulatively. So if you have a $1 million book of business you really should be taking home $300k+ just about anywhere, assuming it is a healthy efficient firm. 1 in 10 American are millionaires apparently. It used to be the case that you needed to be in the Bay Area to get these jobs - now that is somewhat changing as many of those companies are opening up remote This is too variable to answer concretely, I think, but I like the 'Millionaire Next Door' PAW formula for this one. ) check-ins some patients seem to have Or may be Reddit is filled with people who makes 300k. Usually 8-5, not sure how this recent grad making 300k is doubling his working hours to make an additional full salary/income. Or check it out in the app stores TOPICS I loan 300k at 2% to increase my house value by 1m or so. If you cause a fire that burns down the complex, then $300k is nothing. I’ve heard Petaluma is nice and I love the downtown. Fuck Reddit. No crypto just cash heavy. You really want to be making 300k+ The difference in making multiples of 100k is massive compared to 150k versus 80k and you would be surprised at how many 300k+ roles are out there for people who are straight hunters/killers. You can't roll that into loans usually, so that puts you more at 280k for your mortgage. Gaming. I make just over 60,000 dollars per year and I have 30,000 saved in a savings account. Hard to say "how they're doing" without knowing expenses, desired retirement age and spending, etc. Im not going to get what I want from gambling, nor will I from crypto. Last price I saw it advertised at was 4K, so someone probably negotiated them down to 3500 OTD. Sort by: However, if you continue on your trajectory of investing 30-50k /yr you'd still be on track to retire at a ripe age if you choose to, as long as As a baseline, get an idea of how much you can drum up in a day or week on one character just doing standard content. Reply reply Sneaky-Pangolin Seller is asking for a 300k contract (haven't appraised/inspected yet) for a 3bed 1bath 1700 sqft house. Life was definitely a lot harder. Another important factor is that the higher salary allows you to work less and make the same amount of money as your colleague who has a lower base salary. Seem like 500k is the new norm for real estate I miss how back in the day you can purchase a nice mid size decent house in the suburbs like spring cypress richmond for 300k. It will cost very little to increase the coverage. the follow up visit on results, 3) the 30 day face-to-face required by most insurances, and the sometimes twice a year 4&5, 6&7, 8&9. That said, if the investors are able to provide Get the Reddit app Scan this QR code to download the app now. 30% of all physicians are primary care. You also can get basic economy prices for A Ford Ranger will pull 300k if it has a manual. There's a reason why these co-ops are selling for 30-40% less than comparable condos on the same street. In contrast a $300k property with 20% down at a 7. I average about $300k take home a year right now, but I’m getting slightly burnt out of either knocking on doors, or driving to appointments. Also a company doesn’t say we are releasing a dividend of 4. Hi guys. What does the Reddit community have to say about how to Damn! That brings up an interesting question, I wonder if the newer cars do way better putting miles on initially with decent maintenance vs 300k miles over 30 years. This isnt about the gambling either. 2001 F250 with 260k miles for $3500 4. Hell, build a pool. Everyone just makes it into a strawman argument as if I have an ego from the crypto lol. Reddit makes it seem everyone is making six figures but that rare in the real world. If you truly want to make 300k by 30, then maybe entrepreneurship is your best I know this comes at the cost of compensation, and I am not looking to be making $1M+ by 35, but I still want to be able to make a decent living. Based on the information provided, the math seems correct. That being said, I feel extremely proud to have 300k at 33. If this post is about bodywork, accident damage, paint, dent/ding, A $300k loan over 30 years at 5% is about $1,610. When I was 30, I W2'd a massive amount, become the largest sales contributor in company history, landed the biggest client in company history, and I was psyched. 000, i would make about 4k a month with that. You’re so young and blessed, I hope you don’t take it for granted. 5% on a $300K 30 yr is over $500. If your state minimum BI is 15/30, I'm gonna guess PD is somewhere between 5K and 30K. $300k is a tad more than 2 years of their income. $1k net worth is still pretty good, since a lot of people are still in debt at 30. Or check it out in the app stores About $300k in house equity, cash, and stock at the moment. So the plan worked. They started using a lower weight oil for the 08 model year so you notice it a bit more. Those who work in bulge brackets or experienced professionals in f500. Or check it out in the app stores TOPICS I’ve heard a variety of things about how much you should have in a retirement account by 30. Money Mustache, the 4% rule, and the like, this sum has been my first major goal, because from then on, I could basically withdraw four-figure sums monthly. Back in the 70s and 80s, I was a serial buyer of Chevy Malibus. At the end of the 30 years, your principle will probably lose 50% of its purchasing power. People dont lie on Reddit. So, Im a 300k ranked player and I dont know what star rating levels I should play, though Im currently trying to raise my acc (which was 86, now 89) but I also want to play some maps that should be hard but doable in between, I found a map called Happpy song, which I think is 7 stars and it went decently (got about 80% through the On the flip side, a $300K investment in 30 years, on a higher risk investment ETF such as QQQ (which tracks the Nasdaq), could grow to as much as $5. Hi Reddit, I’ve been saving my Amex points for aprox 2 years and finally have 300k. 000 usd). Starting salaries for 22-year-old employees at Facebook, Google, and No. The 01-03 4. It’s very possible! Reply reply Reddit demands you to have at least $300k at minimum! This can include house equity. Gets a $6 Starbucks twice/day. However you can buy a semi truck and trailer and you would be able to make that return. He works 3. Since I first heard about Mr. Keep in mind there’s a possibility of college debt if you don’t have adequate scholarship money. Even if you drop all 30k, that puts you at 270. Everyone is dealt a different hand. It's a similar price since it takes 30 days for an engineer and alchemist to make them. But 120. So if you are turning 30 this year you should have around $6. I'd also recommend a Sky Golem if you do a lot of herbalism. No brainer. Everything was ready, and the client made the payment, but our bank would take 0. The easier, but slower path: Management. reddit's new API changes kill third party apps that offer accessibility features, mod tools, and other features not found in the first party app. 8mil by the time you turn 30 is anomaly. Senior directors and VPs clear 1mil. This assumes interest rates are lower today then they were when you originally financed. I currently have $80,000 no debt. Or check it out in the app stores 30 yrs old with 300K in savings . This sub-reddit is an english language friendly discussion forum focusing on life for living in Bangkok, as well as any other Bangkok related content. So say you have 15K property damage, and you hit a 2016 Dodge Durango, totaling it. It's never too late. Also, early Model S cars develop several known issues that would've needed repaired by now. My commission was 10% ($30. We do not own a home or any real estate for that matter. That said- the competition for those roles are huge. Share Add a Comment. Go find the CEO, seduce him. That seems high returns 300. My favorite part is we have all that stuff, but we can be in the woods camping, rock climbing, kayaking, or hiking in 30-60 minutes. Tech bros making 300k plus is not the norm. The difference between 3. 5%), leaving me with a deficit of $500k. Or check it out in the app stores (200k -> 220k + 300k Stock + 30 Sign on)? Career Related/Advice UPDATE: 03/21 300k stocks (over 4 years vesting); 100k refresh after each year 12. VA loan doesn't set DTI limits, although 40% is probably the highest you could go. Even if it's just something like your tire blew and you lost control. There was a bill introduced to forgive physician loans, but it didn’t go anywhere. Mid-30s, 300k in hand, 6% contribution to 401k, making 250k/year. Or check it out in the app stores they made an order worth $300. I’m 33 and I just hit 300k NW last week. Have to remind myself constantly that grossing $70k at age 30, single no kids, means I’m almost $20k above median household income in my state and not a pathetic. Just call your insurance agent. I would say then that buying a new car is not the way to go. Use your head. They will have ~$250-300k (5-6x) by 60 with no other contributions. I've read everywhere I can online about how to make you vehicle last to 300k miles--except Reddit. I’ve never used points for a travel redemption so this is a new and exciting world for me! I'd say VA is the best one since they often have +30% transfer bonus and they have the best point value for ANA flights. She works 30 hours/week at about $20/hr. That's gonna put a huge I finally hit 300k net worth and I don’t really have anyone to tell!!! I’ve been watching it literally every day waiting for it to finally be 300k. (or you can just herb on a druid) No idea why this ended up on my Reddit feed (probably because I click on everything car-related), but this car is STUNNING - especially this color. reddit's new API changes kill third party apps that offer accessibility features, mod tools, and other features not found in Thanks for posting on r/MechanicAdvice!This is just a reminder to review the rules. So yeah, if you can hit $300k by 40 you can now just never add to your super again and know it’ll be ok. I was originally planning on using it to purchase a home but due to high prices and low supply I don't really see that happening any time soon. If they put $10k in SPY when they are 25. Give yourself the option when you want to apply. Breakdown: $305,306. So basically, if you hit another car and do more than your PD's worth of damage, you're on the hook. I’m getting pretty good comp and free housing and I’m very grateful to have received this opportunity The thing is, 30 years is a long time, and many economists are taking a cautionary approach to inflation forecasting right now. No wonder there’s a Last time I received a job offer, it was 30% higher than the Glassdoor estimate and after negotiating it ended up 42% higher than the Glassdoor estimate. I’m looking for a sales industry where I can work from home, and close deals virtually over the phone/computer, and level up my income. Investing Roughly 300K saved at the moment. I more than doubled my salary when I switched jobs but chose to mostly maintain the same lifestyle and spending habits as before, since i was happy 300k will last some lifestyles a few months or 30 years, why ppl act like robots is due to being programmed for their entire lives. 5%, they say we are releasing a dividend of $. Or check it out in the app stores Hoping to end 2017 with a net worth of just over $300k. That’s where a lot of my 30 year old friends are at who have worked at companies throughout their 20s. Most jobs that are going to get you $300k/year are going to require at least one of these three things: 8+ years of school CSCareerQuestions protests in solidarity with the developers who made third party reddit apps. Subtracting the tax payment from their net income, we get $250k - $75k = $175k, which is the freelancer's after-tax income. I just dont want to be a part of the rat race. u seem to be very risk-averse judging by your large emergency fund size and voluntary epf contribution. With that he also did get brands attention and stared doing sponsored post. We are currently at a liquid NW just over 1 million both my wife and I are in our mid 30’s . My 30 year fixed is going to take me every bit of 30 years to pay off, that theoretical 13th payment I could be making went into my very risk averse managed portfolio and it’s up 16. Ugh. 000 usd. Reddit’s one and only home for keyword-based, AI-generated art made with NightCafé Creator If you can see 30 clients a week at $200 each you’ll hit $300k GROSS PRE-TAX independent contractor taxes. Much like you, I felt like I needed some Get the Reddit app Scan this QR code to download the app now. 5% for the year. But we did all live with our parents for 2-4 years making $90k-$300k. By my calculations, I was thinking I could coast once I reach $300k. 300k today plus 32k a year with a conservative projection of returns Microsoft and Amazon are the two biggest names in the area that will get you within the realm of $300k without needing tons of experience or otherwise exceptional credentials. Constantly I feel like this is taking for ever, but then I remind myself to enjoy the NOW. It is sufficient to buy a 500k condo in a nice neighborhood somewhere. From a pure pay and work/life 1. For a lot, staying under 250k a month is ideal life-work balance Vial of the Sands is usually a few 10k's (like 30-40k usually) and is very helpful if you need to passenger a friend around on a flying mount. I now have an associate at my satellite office. Pittsburgh, State College, Philly, Baltimore, and DC are all within a good distance to see concerts and sports games. A $400k salary means you can work 30 hours a week and make the same as your $300k salary colleague who Have you done research on the market near you? 300k gets you nothing here. And I thought reddit was used by ordinary ppl. That should grow to $1m by 62 (6. But I With the TRAIN law, earning 300k monthly (3. CSCareerQuestions protests in solidarity with the developers who made third party reddit apps. For comparison. I also have heard San Mateo, RWC and the I’m not OP but $300k is the number I decided on for at 40 as well. If the $300k is a goal you hold dear, perhaps you might make part of it through wise Many of these "$300k" co-ops may also ask you to prove that you have six figures in the bank, just in case an expensive "special assessment" is called, because you can't borrow the money like you can when a condo calls a special. Or check it out in the app stores Home; Popular; TOPICS What would you do financially if you were 30 years old and had $300,000 just for investment/ saving purposes, but would be unable to work again? Software developers making more than 300k in Australia, Where do you work? Get the Reddit app Scan this QR code to download the app now. 30 years old, $300,000 savings, and no debt - what would you do? It took me 8 months longer to go from 200k to 300k than it did from 100k to 200k because of the downturn in the market, but still I can't complain much. Fight fans rejoice! This is director/VP (faang) level, although some don't reach 300k. so about 30% will needed to be set aside each year. Any less than that and I'm sorry to To get 300k in finance is not impossible, but given the current environment, its very difficult. Do the remodel. 0SOHC might not (timing chain guides fail), the 03-06 3. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. I hate lack of transparency and ambiguity, so I'm 30 years old and with this, my 3rd car, I finally own something that isn't in various stages of ugliness or disrepair and doesn't look like something a (very cool) college kid drives. 100k als Startkapital für einen unter 30-Jährigen sind aus meiner Sicht schon gute Voraussetzungen, um eines Tages Wohnraum zu besitzen. However, I will have a $1k/month private pension starting at 62, and I am estimating $1k/month in SS (likely much higher than that but I'm way underestimating that amount). Maybe 3-4k/day with the calling plus gold missions from the command table, maybe an extra k from augment runes, etc. Also, at what borrowing rate for the loan? Could end up taking this over 43% That said, $300k is not sufficient for a single income once we have kids imo. My experience is always all the little tech stuff breaking and eventually too expensive to How do I make $300k/yr by 30? I'm a junior at a top state school in the southeast majoring in business and minoring in comp sci and landed an internship for summer 2024 at a non-tech company as a Product Manager in NYC. No chance in hell the battery of a 2015 Model S would be good today with 300k miles. I would say we are on track to save another 300k this year. Go to Bogleheads r/Bogleheads • by 062bel313. We (3 founders with equal stakes) have an amazing line up of renowned angel investors. Just think people still think dentistry is an instant ticket to pure cash. I hope that someday my ls500 gets to 300k miles too Those guys must be delusional and likely got into the tech boom at just the right time aka they got lucky and now think they’re gurus spitting out knowledge every other influencers spit out. Op and his wife make decent money. At 300k, you won't be able to afford to live in an Expat neighborhood which will expose you to what the average Colombian has to live with. High gear the whole way down, and tap the brakes as needed. With the 4% he could withdraw 12k per year in a period of 30 years with a very low probability of running out of money keep my cell phone bill low - highly recommend a T-Mobile family plan with friends ($30/month). Invest in the staff. Hell with 300k I’m steering clear of a Honda, Toyota etc let alone a Chevy. All via salary and slow stocks/REITs since 20. Marry him, adopt a child and fabricate an intricate Web of lies to divorce him, keep the child and sue him for 300k a year. Then after $400 in all utilities it would be $2,570 or 64% of a $4k net. 🤔 Less than five years of experience, $300k offer. $300k is reasonable. For a full year of travel, if you know how to budget and depending where you go, $30K will last a year. If I had a 300k income maybe FIRE might be a legit option but I am no where close. Related: The only personal finance tool I personally use to track my net worth is 34 and have around 300k in savings. So, it may take you 8 years to get the first $300K, but only another 8 years to hit $1 million due to the snowball effect of compounding from the stock market growth (~7% per year after inflation). With that said, if you have a lease that says $100k, they cannot change the requirements until renewal. It's split between my RRSP, TFSA, 15K in 2 stocks (REIT and an ETF), general savings account and a business account I used during my time in corporate I’m at 300k with no PSLF and 20 years away from IBR/SAVE forgiveness. I am 31 years old and have managed to save up to 300k MYR. But the solution is pretty simple on that one. I’d say, can you get that down to 12 hrs or 8 hrs a week, cram it all into 1 day and have a 6 day weekend? That’s essentially being retired with a part time job for fun but in your case instead of working at the local Walmart, you’re making 300k a year We’ll 4. The portfolio is 70% etfs, stocks, money market, 20% crypto, 10% liquid. Income x Age / 10 = expected net worth. You would have to have a high income at an early age or inherit it. 5% and 6. 5 Weeks PTO (6 weeks in 2 more years), 8% 401k match, $30/month for Health Insurance, $1500 a year towards student loan repayments If I had a shitload of fuck you money I would have 30+ cars. 300K is 10K a year for 30 years, or 30K a year for 10 years. Valheim; Genshin Impact; Minecraft; OP cannot afford a $300k house. Then you try to figure out where your reddit would break if it got the same amount of traffic as the real reddit does (trust me, it is so many places, scaling Yes, $100k is a really good position to be in at age 30. If you put all of it in dividend stocks, you would get around 5%, so 15K a year forever. There are a few exceptions. 2M) is probably the worse thing that could happen. So while $300k is a lot of money, it’s not a ton in the grand scheme of op’s life. WSJ_pilot • Additional comment actions About to roll over 300k in my '11 Malibu, no serious issues or replacements so far. More than likely the top third in finance clear over 100k. 45 per Yep, paying off debt at rates below a literal savings account is a terrible idea. In addition, ER, hospitalists, pathology, critical care, psychiatry all routinely have under 300k attending pay (better pay for non-academic settings). You could easily retire on 300k if you aren't retiring that early (like mid forties or beyond) and expecting a pension or SS to kick in in 15-20 years that will cover most/all costs. In that case, you only need to not run out of money for 20 years, not the 4% SWR for 30+ years/perpetuity. Even Bernake is worried about it. I would worry about how your investments are performing, because if you only have 300k cash, your money will get used up in a couple of years. At least where I am in Toronto, I feel the need to send my kids to private school (at least in high school). There are many things to consider here. 0 might not (recessed valve seats), and the pre-2001 4. This was a few years back, but I had about 9k closing costs at 280k. Or check it out in the app stores 30 year old resident doctor with $310,000 in student debt just accepted my first real job with $230,000 salary . You can get to 1. If you are here asking about a second opinion (ie "Is the shop trying to fleece me?"), please read through CJM8515's post on the subject. Lots of recreational activities, restaurants, and stores. Welcome to the Australian version of r/financialindependence, a place created for Australians to Get the Reddit app Scan this QR code to download the app now. ($300k is considered the poverty line) A reddit community for those that live in and around the city of Greensboro, NC. Making 60-70k is good salary but a lot of people think that beneath them. 30% gross for a 12 month TD so I’d be wondering why you’re only earning 4. Managers, Directors and VP's have a lot more responsibility and as such get paid a lot more. Returns have been in the 10-30% range since 2009 due to recovering from the housing I absolutely understand the need for a different challenge. Google and Meta Directors easily clear 500k. Yup, last year I finally made over 100k working my W2 job, I feel the exact same financially as I did 5 years ago making about 30-40% less, living in the same house, driving the same car. 30% account for when promos are done good choices!! OK, that's a joke of course, but basically if you are an engineer making $300K+, you are really good at writing code. Part of the reason I've never left my company is because I've seen opportunity for growth here (Not every millennial is bouncing around different companies to leverage raises), but another big part is the benefits. 300k is still good at age 53. and remember rule 3a, please post the year/make/model of the vehicle you are working on. There will be some variability among all of those, but if you're talking about making $300K/$500K/$1M in total comp by the time you're 30/35/40, that's likely your fastest path. You can see the results for the 5k survey, 10k survey, 20k survey, 30k survey, 40k survey, 50k survey, 60k survey, 70k survey, 80k survey, 90k survey, 100k survey, and 200k survey here. Or check it out in the app stores For that matter, what's the best way to maintain my f-150 into 300k miles? I've got a 2015 2. Pre-Seed 30% equity for € 300k . In total we should have around 2 million for retirement if we never add another penny throughout those 30 years. 5% every 6 Because bang for the buck its a steal. This isn't about the 300k I made, fuck the 300k. The visa length is 6 months to 1 year and does not provide a future path for residency or any other visa type. 3 million. Sounds like a deal to me, and id encourage my kids to pursue either one. Basically you can get the bank to change the terms to, say, 300k 30 years at a new interest rate -- and they'll give you 50k cash. 30k of stock/bonuses is different than salary The 300k survey results are in! There were a total of 4008 responses for r/OnePunchMan's 12th survey, recorded over a span of one month from Jun 17 - Jul 18 2020. I do my regular maintenance, change oil at 5-6k miles, and do repairs as and when needed. This adds roughly 500/mo, although property tax and home insurance varies. RM 300k is sufficient, but realistically you currently only have 92k + 48. Get the Reddit app Scan this QR code to download the app now. 1. It’s one of Lexus’ best works. I think it’s pretty obvious that $300K is not halfway to $1MM in dollars, but in case it needs to be said: “The $300k signpost is about halfway to the $1MM signpost in elapsed time, assuming Congratulations, you've hit 300K (the wealthy-destiny tipping point imo) at 30 and your trajectory is to retire very early. Plus considering all the layoffs and inevitable automation that will worsen the problem. Reply reply more replies More replies More replies But it is difficult to even imagine the difference in a $300k vs $500k salary when I have been forced to survive on sub-$70k salary for so long. Idk why people think that they just suddenly started being terrible in 2008. If you do well by 22 you can maybe hit one million net worth by 30. 5 but that’s not really how dividends work. Or check it out in the app stores TOPICS. At least for the time being because being a successful influencer is all about how many accounts you’ve reached in the last 30 days. Half these posts are probably lies or bots designed to make users feel inferior. upvotes At this rate, you’re sort of living the dream - 300k a year and 16 hrs of work a week. It's the Get the Reddit app Scan this QR code to download the app now. Seeking advice to fortify my financial future. It’s not, and 300k is a lot for a new grad. Which is what made him cross the 300,000 follower mark by day 30. My childhood home was built for $250k 30 years ago and now assessed at $860k. A dividend could go away tomorrow if the company chooses. 46 per month and you'll end up paying about $580k if you don't make any additional payments towards the principle. Reply reply saidwhowhatwherewhen • 236K subscribers in the fiaustralia community. Something you couldn’t script in a better way. 5% gross at the moment. $10 million is better. Too bad This is me all the time on Reddit finance subs. Selection bias I’m afraid, but good company to keep. When I was a kid, I had a diecast model LS400 like this in black that I proudly displayed on my bookcase. They can make pro rata changes to the policy. The kids will love that. Assuming the property tax rate was only 1% on both properties (idk where CO stands). There was a 300k mile Ridgeline that I watched sit on a dealer’s lot down here in Florida for months and months, slowly dropping price. 6M subscribers in the ufc community. Using Vanguard as an example 70% into VTSAX and 30% into VTIAX. Or check it out in the app stores TOPICS They'll easily jump to an L5 role making 300k+ in 5-6 years or go remote and make 250k+. A typical Microsoft offer to a cleared engineer with a Today I want to explore the math that explains why net worth begins to take off like a rocket ship after crossing the $100k threshold. Even then its still sufficient compared to median salary and savings. I am 30. Initially I was going to slam as much money as possible into my loans until they were gone, but I’ve realized I’m not willing to sacrifice maximum contributions to retirement funds (I’m 43 and very behind in retirement savings) in lieu of paying off the loans. $300k for 25 years at a conservative 6% (8% - 2% for inflation) gives just under $1. Compounding interest is magic! (24M) back to 105K now after being at 100K 6 years ago and being a goofball with my money. 9k (30% epf - conditional) + 12k = RM 152k~ that is somewhat liquidable. Reply reply I get like 30% of my salary in non cash. The data reflect that reality. 5 does = 4. One of our friend works for Google and makes $300k. A subreddit dedicated to the sport of unsupported long distance cycling known as randonneuring or audax. I don’t buy it. It's as simple as the FIRE reddit and the similar are where these minded people look into. He’s older and experienced though. View community ranking In the Top 1% of largest communities on Reddit. Which is closer to 15%. Goal would be to make $300k and partner in the 150k+ range If you are asking how to fuck around and earn 300K points without the spend, you should know that Amex is the most aggressive among all the banks in sniffing that out and shutting it, and you, down, so this is probably not the place to go there. The Reddit home of Mazda's best model, CX-50. Upgrade when you have to but avoid a car payment while you can. Is 300k actually doable in places like San Diego and NYC for a new grad? 300k should be a minimum for a fly over state but I feel like you lose alot of leverage in negations when the beach is 30 min away from where you work and when there are 5 I also don’t understand the 2 jobs things, dentists can only work during normal business hours. The requirement is to prove you have 30 million yen (~$300k). I told myself that once I hit $300k, I'd tell the first ~5 years of my FIRE story. $300k for 30% is giving up a lot of equity if you do actually take off and are worth more later on. Reply reply Base salary is $210k and additional annual cash and stock bonuses put my total comp over $300k per year, and I work 100% from home. But this is all to say, a PA making $300k in family med working those hours is either rage bait or an extreme outlier in a rural area. Reply reply Welcome to /r/Diesel, reddit's home for everything about compression motors! Members Online. It’s a good milestone for a competent mid level B2B salesperson in a good firm. You can do a gold depository in the autoshop for 300k in 30 min setups included. ucqnau awey oyivf udq yyfz bxom dbmod hixgx mukn pts